The Wealth Wagon Inc. (“The Wealth Wagon,” “we,” “our,” or “us”) respects your privacy and values your trust. This Privacy Policy (“Policy”) explains how we collect, use, and share your information and outlines your rights and choices.

This Policy applies to all services we offer (collectively, the “Services”), including:

• Websites operated under The Wealth Wagon or Side Hustle Weekly
• Newsletters, including The Wealth Wagon and Side Hustle Weekly
• Podcasts, social media pages, and other disseminated content
• Communications and other interactions that reference this Policy

By using the Services, you acknowledge that you have read and understood this Policy.

1. About Us and This Policy

(a) Who We Are

The Wealth Wagon Inc. operates and maintains the Services, offering newsletters, insights, and resources related to financial opportunities, business growth, and marketing strategies. This Policy supplements and is governed by our Terms of Service.

Capitalized terms not defined here are explained in our Terms of Service.

(b) When This Policy Applies

This Policy applies to your use of the Services effective as of the “Last Updated” date. When you interact with the Services, you consent to the collection, use, and disclosure of your information as outlined in this Policy.

This Policy does not apply to:

1. Third-Party Websites and Services: Our Services may link to third-party websites or platforms with their own privacy practices.
2. Employees and Contractors: Current and former employees or contractors of The Wealth Wagon have separate privacy terms.
3. Services We Provide on Behalf of Others: When we act as a service provider for another business, their privacy policy governs how we process information.

(c) Location-Specific Sections

We operate globally but are based in the United States. Your privacy rights depend on your location, as outlined in Section 5:

• GDPR: If you reside in the EU, U.K., or similar jurisdictions, additional GDPR-specific rights apply.
• CCPA: California residents have rights under the California Consumer Privacy Act.

If you reside elsewhere, we comply with privacy laws applicable to you.

2. Information We Collect

We collect three types of information: information you provide, information collected automatically, and information we infer or generate.

(a) Information You Provide

You provide personal information directly when you:

• Subscribe to our newsletters (The Wealth Wagon or Side Hustle Weekly)
• Contact us with feedback or questions
• Enter contests, surveys, or promotional events

The information may include:

• Personal Identifiers: Name, email address, or other contact details
• Transaction Details: If applicable, payment or purchase history related to subscriptions or content

We minimize the collection of sensitive personal data unless strictly necessary (e.g., to process a payment securely).

 

(b) Information Collected Automatically

When you access the Services, we collect certain information automatically through cookies, pixels, and other tracking technologies:

• Device Information: Your IP address, device type, operating system, and browser type
• Usage Data: The pages you visit, time spent on the Services, clicks, and interactions with advertisements
• Geolocation Data: General location inferred from your IP address

This information helps us improve the Services and deliver personalized content.

(c) Information We Generate

We use data analytics to infer preferences, habits, or interests. For example, if you frequently engage with articles on real estate investing, we may infer an interest in similar topics.

3. How We Use Information

We use the information collected about you for the following purposes:

(a) To Deliver and Operate the Services

We process your data to:

• Send newsletters or requested content
• Manage subscriptions and account preferences
• Provide customer support and address inquiries

(b) To Improve and Personalize the Services

Your data allows us to:

• Understand user trends and improve website functionality
• Customize your experience by showing relevant articles or recommendations
• Measure the performance of our content and newsletters

(c) To Conduct Marketing and Advertising

We use your information to:

• Send promotional emails or offers tailored to your preferences
• Partner with advertisers to deliver targeted ads
• Analyze campaign effectiveness

(d) To Comply with Legal and Security Obligations

We process data to:

• Detect, prevent, and address fraud or unauthorized activity
• Enforce our Terms of Service or other agreements
• Comply with legal requirements, such as responding to valid government requests

(e) To Generate Insights and Aggregate Data

We create aggregated or anonymized datasets that help us improve our Services and develop new features while removing identifiable data.

4. When We Disclose Information

We share your information with third parties in the following situations:

(a) With Service Providers

We rely on third-party vendors for operations, such as:

• Email Services: To deliver newsletters and updates
• Analytics Tools: To understand user behavior and optimize content
• Payment Processors: To manage subscriptions and process secure payments

These vendors are contractually obligated to protect your data and use it only as necessary to perform their services.

(b) For Marketing and Advertising

We work with advertising partners to:

• Display personalized ads on our Services or other platforms
• Use aggregated data to target users with similar interests

These partners may use tracking technologies to collect information about your activity across different websites.

(c) For Legal and Compliance Reasons

We may disclose information:

• To comply with laws, regulations, or legal requests
• To protect the rights, safety, or property of The Wealth Wagon, its users, or others

(d) With Your Consent

When required, we share your information only with your explicit consent for specific purposes, such as third-party promotions or co-branded offers.

5. Your Rights and Choices

Your rights vary based on your location and applicable laws.

(a) General Rights

All users of the Services have the following options:

• Unsubscribe from Emails: Follow the “unsubscribe” link in our emails to opt out of newsletters or promotional communications.
• Manage Cookies: Adjust browser settings to disable cookies or use ad-blocking tools.

(b) GDPR Rights (EU/UK Residents)

If you reside in the EU, U.K., or similar jurisdictions, you have the right to:

• Request access to your personal data and how it’s used
• Request corrections to inaccurate or incomplete data
• Request deletion of data where applicable
• Object to data processing based on legitimate interests or for direct marketing

To exercise these rights, contact us at privacy@thewealthwagon.com.

 

(c) CCPA Rights (California Residents)

California residents have additional rights under the CCPA, including:

• The right to know what personal information we collect and share
• The right to opt out of the “sale” of personal data
• The right to request the deletion of personal information

To opt out of data sharing or request data access, use our online tools or email us at support@thewealthwagon.com.

6. Data Retention

We retain your information only for as long as it is necessary to fulfill the purposes outlined in this Policy, or as required by law. Retention periods vary based on the type of information and how it is used:

(a) Short-Term Retention

Some data, such as browsing history and session information, may be stored only while you are actively using the Services. For example:

• Temporary cookies are deleted when you close your browser.
• Session logs are deleted after you exit the Services.

(b) Long-Term Retention

Other data, such as account details or transaction records, may be retained for longer periods to comply with:

• Legal, tax, and regulatory obligations
• Internal analytics or reporting needs
• Security or fraud prevention measures

For example, we may retain records of your newsletter subscriptions or transactions for several years, even after you stop using the Services, to comply with financial reporting laws or handle disputes.

When retention periods expire, we securely delete, anonymize, or aggregate your information to prevent unauthorized access or use.

7. Security

We take the protection of your information seriously and implement industry-standard measures to secure your data. These measures include:

(a) Technical Safeguards

• Encryption: Sensitive information, such as payment data, is encrypted during transmission using secure protocols like HTTPS.
• Access Controls: Data access is restricted to authorized personnel or contractors who require it for their work.

(b) Administrative Safeguards

• Regular training for employees on data privacy and security best practices.
• Policies and protocols to respond to data breaches or unauthorized access attempts.

(c) Physical Safeguards

• Secure facilities with restricted access to servers and hardware.

Despite these measures, no system is entirely secure. Data transmission over the internet carries inherent risks, and we cannot guarantee absolute security. If you believe your data may have been compromised, please contact us immediately at Support@thewealthwagon.com.

8. Use by Minors

The Services are not intended for individuals under the age of 16 (or the age of majority in their jurisdiction, if higher).

(a) Policy on Collecting Information from Minors

We do not knowingly collect or process personal information from individuals under the age of 16. If we discover that we have inadvertently collected information from a minor, we will promptly delete it.

(b) What to Do if You’re a Parent or Guardian

If you believe your child under 16 has provided information through the Services, please contact us at Support@thewealthwagon.com, and we will take steps to delete the data.

9. Third-Party Services

Our Services may link to or integrate with third-party websites, platforms, or services. These third parties operate independently of The Wealth Wagon, and their privacy practices are not governed by this Policy.

(a) Third-Party Links and Content

We may include links to external websites or embed third-party content (e.g., videos or advertisements). Examples include:

• Social media platforms (e.g., Facebook, Instagram)
• Payment processors (e.g., Stripe)
• Analytics tools (e.g., Google Analytics)

When you interact with these third-party services, their privacy policies apply.

(b) Third-Party Advertising Partners

We work with advertising partners to deliver personalized ads on our Services and elsewhere. These partners may:

• Collect information about your activity on our website
• Combine this data with other sources to improve ad targeting

For more information on opting out of personalized ads, see Section 5: Your Rights and Choices.

We encourage you to review the privacy policies of any third-party services before interacting with them.

10. Contact Us

If you have questions, concerns, or feedback about this Policy, please contact us at:

Email: privacy@thewealthwagon.com
Mailing Address:
The Wealth Wagon Inc.
Po Box 10575, Newport Beach, CA 92625

(a) For Location-Specific Concerns

If you reside in a jurisdiction with specific privacy laws (e.g., GDPR in the EU, CCPA in California), please indicate your location when contacting us so we can address your inquiry appropriately.